About FinChoice

FinChoice comes from the well-known household name, HomeChoice.

We have created a financial loan services sector from this iconic brand, offering clients the option of getting a short term loan through simple and paperless processes. We offer the same high level of client quality services as well as the ability to offer low interest rates and flexible repayment terms on any loan you choose. Our loans are flexi – with a 6 month short term loan, as well as loans ranging in higher brackets with longer repayment terms of up to 24 months.

When you need a little extra cash to get you through the month, or to purchase or pay for something you just don’t have the initial cash for, we can help you today. Flexi loans are also a way to help reduce debit.

We have a financial solution for everyone. No matter what your needs may be, we have the innovation and the financial support to provide you with the cash you need.

FinChoice’s Services

FinChoice offer clients in South Africa a revolutionary online lending solution, with short term loans that are affordable and easy to apply for.

FinChoice offers pay day loans, short-term loans and long term personal loans. We have the credit facilities to meet your financial requirements, and help you manage your finances better. Our loans offer smaller amounts of between R100 and R2000 to use as you please, these KwikAdvance loan options are usually payable over a very short time frame, such as your net pay day. For a larger amount, of R200 upwards clients can pay their loan back over a period of between 6, 12 and 24 months, depending on how much they borrow.

All our loans are lent in a responsible way. We will not exceed the amount that you cannot afford to pay back. We work in line with your income and expenses.

Summary of Services

  • Personal short-term loans
  • Online cash loans
  • Budget management

FinChoice make applying for finance a simple task.

With a few steps, clients can apply and get approved in minutes. We can have cash in your banking account within 24 to 48 hours of your approved application form.

Applying is simple. Clients who are over 18 years old, have a valid South African ID book or passport, earning a salary of no less than R2000 a month can qualify to apply for one of our loans.

Simply complete the quick loan application form on our website, attach your recent bank statements and salary slips and wait for us to get back to you with an approval on your application. If we have everything we need to complete your approval, you can have the cash I your bank account within 24 hours.

A structured repayment agreement will be forwarded to you, with a debit order process deducting your monthly payment each month on the same day, allowing you to budget properly, and manage your finances.

 Contact Details

78 Main Rd, Wynberg, Cape Town, Wynberg, Western Cape, 7800, South Africa
Ph: 086 134 6246 / SMS 'LOAN' to 083 8555 700
Fx: 021 680 8260

 Postal Address

Private Bag X50, Claremont, Cape Town, 7735, South Africa

 Opening Hours